I used the usual unrefined shea butter mixed with coconut oil to do this style. I soaked the rubberbands in melted coconut oil then started doing the veil style on top. Before I tied off each section of hair, I grabbed a little hair from each section and put a heart snap on top of that section, heart beads can work too, you just need to use a beader. After I was done with the top, I made a straight part down the middle in the back and put her hair in pigtails, combed them out, and that's it! This style should take you around 30 minutes.
The cute Valentine Hello Kitty korker bows are from Little Lady & Me: A lot of style for your little lady!